Friday, November 09, 2007

Is your company insurance inclusive?

I've been hearing more and more about insurance for companies trying to find out how it will go over if they start charging more for people who are out of shape. Apparently insurance companies have realized that people who meet a certain weight level also require less in the way of doctors visits.

Should companies penalize workers who don't meet a standardized metric of health?

What would you think about insurance companies raising the price based on a health metric? If they did, would you change your behavior in order to meet the metric and save money?

I'm both for it and against it. I like the idea of encouraging people to lose weight. But I don't think I like the idea of it penalizing people more than being overweight itself already does.

How will insurance companies start treating people with disabilities? What about people with kids, or, who are divorced? How far will they go to charge more for the people they cover?